Pay over time
Clear, transparent terms. Fair rates. No prepayment penalties.
Affordable Monthly Plans
Pay for your order over 12, 24, or 36 months at competitive interest rates*.
No Prepayment Penalties
Pay for your purchase with monthly payments and prepay at any time without penalty.
Quick and Easy Application
Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit
score.
Check your rate in seconds without leaving our
site
Questions?
Check Bread's
FAQ
or reach Bread directly at
support@getbread.com or
(844) 992-7323 ext. 1 .
*Subject to approval of credit application. Some financing terms will vary based on product and/or
purchase price.Rates range from 0% to 29.99% APR, resulting in, for example, 36 monthly payments of
$32.26 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan
amount, and term. Bread® pay-over-time plans are loans made by Comenity Capital Bank.
? This example payment based on the listed product price, assuming a 36 month term loan and a 9.99%
APR. Your terms may vary and are subject to credit approval.
Rates range from 0% to 29.99% APR. Down payment may be required. Bread® pay-over-time plans are
loans made by Comenity Capital Bank.